10 DO’s AND DON’Ts When preparing for a home loan

If you’re thinking of purchasing a home, you may have many questions. Here are a few do’s and don’ts to prepare yourself for a home loan.

Number 1: Don’t apply for new credit of any kind.

Number 2: Do keep all existing credit card accounts open.

Number 3: Don’t MAX OUT or overcharge existing credit cards.

Number 4: Do maintain your employment at your current job.

Number 5: Don’t consolidate debt to one or two cards.

Number 6: Do pay off collections, judgments, or tax liens reported within one year.

Number 7: Don’t make any large purchases.

Number 8: Do stay current on your existing accounts.

Number 9: Don’t make any large deposits into any of your accounts.

Number 10: Do call me, I am here to help you through this prosses.